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Professional, Independent Mortgage Advice
Providing the support you need to enjoy the adventure of buying, investing, and financing your property.
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“At Altura, we’re here to make
the mortgage process
simple, clear, and rewarding.”
Rob Gill
Managing Director
As Independent Mortgage Advisers, we assist everyone from first-time buyers, home movers and Buy to Let investors, to the more complex requirements of high net worth borrowers, foreign nationals, expats, self-employed individuals and portfolio landlords. With our deep industry knowledge, modern technology, and a truly personal touch, we endeavour to turn what can be a complicated process into a seamless experience.
We listen, we understand,
and we guide you every step of the way.
Choose Altura, and you’re choosing a partner dedicated to making your goals a reality, quickly and efficiently.
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Our Services
At Altura, we provide tailored mortgage advice with expert guidance at every step.
Let us help you navigate your mortgage requirements with confidence.
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![Exterior house](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/5fac8c50-0902-4f45-93b9-8d0092296ed6/House+2.png)
![Orange house](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/5460662d-d818-46f2-b90d-b2dbd1e96e9b/House+1.png)
![Orange door](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/3d1842d0-a415-4098-bb83-6155cde93101/House+3.png)
Purchase
We’ll help you secure a successful offer on the right property.
Buy to let
We’ll find the right mortgage solutions to invest in properties.
Remortgage
We’ll find your ideal, cost-effective remortgage solution.
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Here’s what our clients say about us
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Explore our useful Articles and Guides
Worried about upcoming EPC regulations? Learn how to navigate these changes for landlords and discover why improving your property’s energy efficiency could be effective for your investment.
Learn how property taxes could affect your ability to buy a home, influence your buy-to-let investment decisions, and how they might change the future of the housing market.
The UK housing market showed signs of growth in 2024. However, the landscape may be set to evolve with an upcoming Stamp Duty change…
Learn about four key factors to consider when thinking about overpaying on your mortgage, from reduced interest and shorter terms to alternate options for your money…
In November, the Bank of England (BoE) reduced the base rate for the second time in three months. However, you may be surprised to learn that, while the base rate is falling, the cost of mortgages has actually risen in recent weeks…
This autumn, Halifax reported that UK house prices had hit a record high – surpassing the post-Covid “race for space” of mid-2022. The average property price has reached a record high…
As property prices in the UK continue to hit record highs, it’s perhaps no surprise that more and more first-time buyers are seeking help from relatives. Indeed, the most recent research from…
On 30 October 2024, Rachel Reeves delivered Labour’s first Budget in 14 years. Reeves announced several measures that will likely affect the UK mortgage and property market…
If you’re selling a property, deciding the price is likely to be one of the trickiest decisions you will make. If you market your home at too high a price, you might not generate any interest or sell it...
Vendors have returned from their summer break motivated to sell, while many buyers want to wrap up their purchase and be in their new home in time for the festive celebrations...
If you own a second property or a buy-to-let, or you’re a portfolio landlord, reforms to Capital Gains Tax could significantly increase your tax liability. Read on to find out more...
According to the BBC, the “slightly bizarre” choice of London streets was based on a flying visit to the capital by one of the firm’s employees back in the mid-1930s. But what would the Monopoly board – and the game – look like if it were invented today?
In recent years you won’t have failed to notice a sharp increase in the cost of many goods and services. Whether it’s eating out, your energy bill or your weekly shop, prices have risen significantly...
Buying your home is one of life’s most exciting events. It’s likely to be the biggest financial commitment you ever make, and picking up your keys is one of the key milestones you’ll hit in your...
Back in 2005, the average mortgage term in the UK for a first-time buyer was 25 years. The Office for National Statistics says that the average age of a first-time buyer at that time was 30, and most...
If you’ve ever been through the property-buying process in the UK, you will know that it can sometimes be a frustrating and prolonged experience. Even if you are organised...
If you contact an agent and make an offer for a property, you want to know that your bid has been passed on to the vendor. So, what if you found out that the agent hadn’t shared your offer because...
If you have ever seen an item in a store, spent time thinking about whether it’s right for you, and then gone to complete the purchase only to find out it’s now more expensive, you’ll know...
Whether you want control over decision-making, greater earning potential, or simply the flexibility to work to your schedule, running your own business can bring many benefits...
If you’ve ever found something you want to buy online, only to realise that it has sold out by the time you reach the checkout, you will know how frustrating this can be...
If you’ve been a landlord for a while, your tax burden has likely risen in recent years. Since 2020, landlords haven’t been allowed to deduct their mortgage costs from their rental income...
The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond...
With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and...
Over the centuries, the Dutch have also been pioneers in finance, laying the foundations for modern stock markets and introducing the first European banknote. Now, their latest innovation is a...
You’ve likely heard of properties selling for over the odds because of their proximity to a high-performing school or a well-positioned bus stop...
Have you benefited from great advice from Altura? Maybe we’ve helped you buy a home or arranged a remortgage on your current home?
Whether you’re looking for reading inspiration or tips on flower arranging, TikTok will have channels you can follow. So, it’s perhaps no surprise that there has been a rise in content providers...
If your fixed-rate mortgage deal is ending shortly, you’re not alone. So, when the time comes, you’ll need to think carefully about how to get the best new deal once your existing fixed rate expires...
If you’re buying a new home, or your mortgage deal is expiring and you are shopping around for a new product, a fixed rate might be at the top of your shopping list. However, you will have a choice...
Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is the time for you to start thinking about enjoying a comfortable life...
To celebrate five decades of fantastic Swedish pop, this guide looks at what you can learn about managing your money from 10 iconic ABBA songs...
When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you with a reliable income...
Your home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home...
On 16 October 1923, brothers Walt and Roy Disney set up Disney Brothers Cartoon Studio to produce films. To mark 100 years of Disney, this guide lists 10 life and money lessons you can learn...
Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth planning could help you create a plan...
The guide explains why needing to spend more to maintain your lifestyle could affect your long-term plans and how inflation could reduce the value of your assets in real terms.
From a young man thinking about and planning his later years in ‘When I’m Sixty-Four’ to ‘Taxman’, there are essential money lessons hidden in the Beatles’ albums.
This guide offers practical steps that could help you improve your relationship with money by understanding how it’s related to happiness. It covers four essential steps to creating a financial wellbeing plan that’s tailored to you...
Do you have multiple pensions? It could make it difficult to manage your pension savings during your working life and when you retire. In some cases, consolidating them could be beneficial...
ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan.
Reviewing your finances before the deadline could help you identify some allowances that could be right for you. This guide explains how seven useful allowances work...
If your child will be going to university this year or is planning to further their education in the future, you undoubtedly feel proud. However, you may also worry about what it means...
You may worry about understanding the regulations and tax requirements if you become a landlord. This guide explains some of the essential things you need to know...
If you want to tackle some projects in your home, this guide covers 10 common DIY tasks that you should be able to manage around the house, including...
Appropriate financial protection can provide you or your family with an income or lump sum when you need it most. It can create a valuable safety net and help ensure you’re still able to...
Getting the most out of retirement and reaching your goals requires planning. This guide can help you start to think about the retirement you want and the steps you need to take to secure it...
Spring is often associated with giving your home a big clean, getting rid of the old, and starting afresh. Now could be the perfect time to declutter your life to help you build the lifestyle you want...
Keeping track of how you’ve used your allowances can reduce your tax liability and boost your wealth. Reviewing your finances ahead of the tax year end could reduce the amount of tax you pay...
Sustainability has become a key topic for governments, businesses and communities around the world. Our latest guide looks at 10 changes you can make to your life...
If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner...
Have you thought about how you’ll pass wealth on to those who are important to you? Traditionally, this has been done through inheritance, but it’s becoming more common to gift during your lifetime...
When you think about your future, how far ahead do you plan? Perhaps you’ve thought about what your life will look like in 10 years, but have you considered your later years?
Whatever the reason for arriving in the UK, there’s a strong chance you might want to buy a property here. However, one of the challenges you may face is getting a mortgage...
Our latest guide explores some practical steps you can take to improve your overall wellbeing now and in the future.
Investing has been around for centuries and the basics haven’t changed as much as you might think. Technology has changed how we invest, but some of the investment lessons from the past...
Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up...
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Explore our Tools
Stamp Duty Calculator
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Use our Stamp Duty calculator to quickly understand your costs and plan your next steps smoothly and efficiently.
Mortgage Calculator
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Try our mortgage calculator to get quick, clear insights and effectively plan your next steps with confidence.
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Get in Touch
If you’d like to enquire about our services, request a consultation, or get in touch for any other reason, please contact us.
In a decisive and historic victory, the Labour Party has won the 2024 UK general election with a significant majority. Keir Starmer has become the UK prime minister after 14 years of...