Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
Getting a Mortgage with Bonus or Commission Income: What You Need to Know
Earning bonuses or commission? Many lenders will consider them as part of your income, if you know how to present the right paperwork. Here’s how to maximise your mortgage options.
Can You Get a Mortgage with a New Job? What Buyers Need to Know in 2025
Just started a new job? You may still be eligible for a mortgage. Learn how lenders assess new employment and what you need to apply successfully.
Contractor Mortgages in Focus: Opportunities and Challenges in Today’s Market
Mortgage options for contractors are improving, but the market remains uneven. Here’s how professionals on non-traditional incomes can secure the right deal.
How to Pass Mortgage Affordability Checks in 2025: What Lenders Are Looking for Now
Lenders have tightened affordability checks in 2025. Learn what they’re looking for and how to boost your chances of getting approved for a mortgage.
What the End of the 95% Mortgage Guarantee Scheme Means for First-Time Buyers
The government’s 95% mortgage guarantee scheme ended on 30 June. Here’s what first-time buyers need to know about what’s changed and what options are still available.
How the UK Wealth Exodus Is Reshaping the Mortgage and Property Market
The UK's millionaire exodus is reshaping the property and mortgage market, creating both challenges and opportunities for investors and financial professionals.
How to Help Your Child Get on the Property Ladder
Helping your child buy a home is a generous move, but it must be done carefully. Here are the safest ways to provide support without putting your own finances at risk.
Best London Boroughs for First-Time Buyers
From Barking to Walthamstow, some London boroughs offer better value and opportunity for first-time buyers. Here’s where to start your search.
Green Mortgages: Are They Worth It and Could You Qualify?
Green mortgages offer better rates and incentives for energy-efficient homes. Find out how they work, who can qualify, and whether they could benefit your next move.
Interest-Only vs. Repayment Mortgages: Which Option Works Best for You?
Interest-only mortgages can ease short-term costs, but repayment mortgages offer more long-term security. Here’s how to choose the right option for your circumstances.