Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
How to Help Your Child Get on the Property Ladder
Helping your child buy a home is a generous move, but it must be done carefully. Here are the safest ways to provide support without putting your own finances at risk.
Interest-Only vs. Repayment Mortgages: Which Option Works Best for You?
Interest-only mortgages can ease short-term costs, but repayment mortgages offer more long-term security. Here’s how to choose the right option for your circumstances.
Need a self-employed mortgage? Why finding the right lender is key
Whether you want control over decision-making, greater earning potential, or simply the flexibility to work to your schedule, running your own business can bring many benefits...
Self-employed? Here are 2 practical tips to help you get a new mortgage
There are many benefits to owning a business, from the flexibility of working the hours you want to “being your own boss”. When it comes to finances, however, being self-employed...
Self-employed workers twice as likely to be rejected for a mortgage – here’s what you can do to boost your chances
If you’re one of the more than 4 million self-employed workers in the UK, you might enjoy many benefits. However, when it comes to getting a mortgage, self-employment can sometimes feel...
56% of self-employed say mortgage lenders aren’t doing enough to help – why you need to speak to an expert
One of the main issues that many business owners face is how they can prove their income to a lender. Without the right advice, finding a lender who will agree the amount you need can be tricky...
Self-employed mortgages and Covid – how the pandemic is affecting you if you work for yourself
If you’re self-employed, getting a mortgage without the right advice can be a challenge. After a year of disrupted income, it’s getting tougher for business owners and freelancers to obtain the finance they need...
IR35 changes and mortgages – what do the new rules mean for you?
In a move that will affect both individuals and the firms who hire them, many self-employed workers will have to pay tax differently – and that could have a knock-on effect on your mortgage...
Self-employed? 5 practical tips for getting a mortgage in a Covid-19 world
If you’re self-employed and you’ve taken any government Covid-19 assistance, then you could find it more difficult to get a mortgage in the future. Here are five practical tips that can help you...
Self-employed mortgages and Covid-19: What you need to know
Since ‘self-certification’ deals are no longer available, business owners now have to prove income and affordability when applying for mortgage finance. And, as a result of the pandemic...