
Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.

Getting a Mortgage with Bonus or Commission Income: What You Need to Know
Earning bonuses or commission? Many lenders will consider them as part of your income, if you know how to present the right paperwork. Here’s how to maximise your mortgage options.

Can You Get a Mortgage with a New Job? What Buyers Need to Know in 2025
Just started a new job? You may still be eligible for a mortgage. Learn how lenders assess new employment and what you need to apply successfully.

Contractor Mortgages in Focus: Opportunities and Challenges in Today’s Market
Mortgage options for contractors are improving, but the market remains uneven. Here’s how professionals on non-traditional incomes can secure the right deal.

How to Pass Mortgage Affordability Checks in 2025: What Lenders Are Looking for Now
Lenders have tightened affordability checks in 2025. Learn what they’re looking for and how to boost your chances of getting approved for a mortgage.

How the UK Wealth Exodus Is Reshaping the Mortgage and Property Market
The UK's millionaire exodus is reshaping the property and mortgage market, creating both challenges and opportunities for investors and financial professionals.

Green Mortgages: Are They Worth It and Could You Qualify?
Green mortgages offer better rates and incentives for energy-efficient homes. Find out how they work, who can qualify, and whether they could benefit your next move.

Interest-Only vs. Repayment Mortgages: Which Option Works Best for You?
Interest-only mortgages can ease short-term costs, but repayment mortgages offer more long-term security. Here’s how to choose the right option for your circumstances.

Tariffs, Rates, and Property: How U.S. Policy Could Influence UK Mortgages
Recent U.S. tariffs have significant implications for the UK mortgage and property markets, influencing interest rates, housing demand, and investment trends.

UK Spring Statement 2025: Implications for the Mortgage and Property Market
The UK Spring Statement 2025 introduces key fiscal policies affecting mortgages and the property market, including changes to interest rates, stamp duty, and housing supply initiatives.

Is it worth overpaying on your mortgage this year? 4 important factors to consider
Learn about four key factors to consider when thinking about overpaying on your mortgage, from reduced interest and shorter terms to alternate options for your money…