Large Loans

Four simple ways to Maximise your Investment

Securing a substantial mortgage requires expertise, strong industry connections, and tailored advice. At Altura, we specialise in navigating the unique challenges of large loans to help you achieve your property goals with confidence.

Tailored
Advice

We provide a free, no-obligation consultation to understand your financial profile and goals. This ensures we can craft bespoke solutions for your large loan needs.

Access to Specialist Lenders

Our strong relationships with private banks, high-net-worth lenders, and mainstream institutions give you access to exclusive deals tailored to substantial loans.

Bespoke Lending Solutions

We’ll work with you to design a loan structure that aligns with your circumstances, whether you need higher loan-to-value options, interest-only features, or financing for complex ownership structures.

End-to-End Support

From application to completion, our dedicated team will liaise with underwriters, lenders, and other key parties to ensure a smooth process, even for the most complex cases.

Learn more about our Client Experience

Download our
Large Loan Guide

If you’re exploring the possibility of borrowing £500,000 or more, securing the right mortgage can be far more complex than it first appears. Large loans often fall outside the criteria of typical lenders, especially if your income is structured through bonuses, dividends, foreign currency, or other non-standard sources. As a result, many high street banks may struggle to accommodate your circumstances, even when your finances are strong.

Our Large Loan Guide is designed to help you navigate this landscape with clarity and confidence. It outlines what counts as a large mortgage, how specialist lenders assess applications, and the factors that can influence your borrowing power. Whether you’re buying, remortgaging, or investing, this guide explains the key steps, common challenges, and how to access tailored lending solutions through brokers who specialise in high-value finance.

Explore our Industry Insights

We are here to answer any questions you may have

  • A large loan typically refers to a mortgage of £500,000 or more, though this threshold can vary by lender.

  • Yes, we specialise in working with clients who have complex income structures, including bonuses, dividends, foreign income, or retained business profits.

  • We work with a wide range of lenders, including mainstream banks, private banks, and specialist lenders, to find the right fit for your needs.

  • Absolutely. We have access to lenders who offer higher loan-to-value options for substantial loans, depending on your circumstances.

  • The timeline can vary depending on the complexity of your case, but our team ensures the process is as smooth and efficient as possible.

Get in Touch

Ready to explore your large loan options? Our experienced team is here to provide tailored advice and guide you through the process. Contact us today for a free consultation, and let’s secure the right solution for your needs together.