Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
Is it worth overpaying on your mortgage this year? 4 important factors to consider
Learn about four key factors to consider when thinking about overpaying on your mortgage, from reduced interest and shorter terms to alternate options for your money…
Why are mortgage rates going up if the base rate is coming down?
In November, the Bank of England (BoE) reduced the base rate for the second time in three months. However, you may be surprised to learn that, while the base rate is falling, the cost of mortgages has actually risen in recent weeks…
3 million households face a sharp increase in mortgage repayments
In recent years you won’t have failed to notice a sharp increase in the cost of many goods and services. Whether it’s eating out, your energy bill or your weekly shop, prices have risen significantly...
Why waiting and hoping for cheaper mortgage rates could cost you
If you have ever seen an item in a store, spent time thinking about whether it’s right for you, and then gone to complete the purchase only to find out it’s now more expensive, you’ll know...
5 practical things to do if your fixed-rate mortgage is ending
If your fixed-rate mortgage deal is ending shortly, you’re not alone. So, when the time comes, you’ll need to think carefully about how to get the best new deal once your existing fixed rate expires...
2-, 5-, or 10-year fixed rate? Here is everything you need to know before you decide
If you’re buying a new home, or your mortgage deal is expiring and you are shopping around for a new product, a fixed rate might be at the top of your shopping list. However, you will have a choice...
Should you choose a fixed or tracker mortgage rate? Here are the pros and cons
Fixed-rate deals might provide you with certainty, but could a tracker deal help you to keep your costs down during the cost of living crisis?
Want to release equity from your home? The pros and cons of downsizing and equity release
When it comes to later in life, your home is likely to be one of your biggest assets. So, what do you do when your children have flown the nest, and much of your wealth is tied up in bricks and mortar?
3 practical tips for switching your mortgage if your deal is coming to an end
One of the consequences of rising inflation and the chancellor’s “mini-Budget” is that interest rates in the UK are likely to rise further over the next few months. So, to help you keep costs down...
3 valuable benefits of working with a broker when interest rates are rising
Read on to find out more about why your next mortgage is likely to cost you more, and three ways working with a broker can help you when rates are rising...