Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
What Rising Mortgage Approvals Mean for Buyer Confidence
Mortgage approvals rose to over 64,000 in June, signalling renewed buyer confidence. Here's what’s driving the recovery—and how you can take advantage.
Can You Get a Mortgage with a New Job? What Buyers Need to Know in 2025
Just started a new job? You may still be eligible for a mortgage. Learn how lenders assess new employment and what you need to apply successfully.
How to Pass Mortgage Affordability Checks in 2025: What Lenders Are Looking for Now
Lenders have tightened affordability checks in 2025. Learn what they’re looking for and how to boost your chances of getting approved for a mortgage.
What the End of the 95% Mortgage Guarantee Scheme Means for First-Time Buyers
The government’s 95% mortgage guarantee scheme ended on 30 June. Here’s what first-time buyers need to know about what’s changed and what options are still available.
How to Help Your Child Get on the Property Ladder
Helping your child buy a home is a generous move, but it must be done carefully. Here are the safest ways to provide support without putting your own finances at risk.
Best London Boroughs for First-Time Buyers
From Barking to Walthamstow, some London boroughs offer better value and opportunity for first-time buyers. Here’s where to start your search.
Green Mortgages: Are They Worth It and Could You Qualify?
Green mortgages offer better rates and incentives for energy-efficient homes. Find out how they work, who can qualify, and whether they could benefit your next move.
Interest-Only vs. Repayment Mortgages: Which Option Works Best for You?
Interest-only mortgages can ease short-term costs, but repayment mortgages offer more long-term security. Here’s how to choose the right option for your circumstances.
UK Spring Statement 2025: Implications for the Mortgage and Property Market
The UK Spring Statement 2025 introduces key fiscal policies affecting mortgages and the property market, including changes to interest rates, stamp duty, and housing supply initiatives.
Is Now the Time to Help Your Children or Grandchildren Buy Their First Home?
With 95% mortgages at a five-year high, first-time buyers have more opportunities to enter the property market. Here’s how parents and grandparents can support their loved ones in securing a home.