
Equity Release

Are you looking to release equity from your home? Whether you’re downsizing or considering an equity release plan, navigating your options can feel overwhelming. We offer tailored advice to help you make the best decision for your financial needs and lifestyle goals.
Let’s unlock your
property’s potential,
together!
Our experienced team is here to provide clear, personalised guidance, helping you choose the right option to access the value tied up in your home. Together, we’ll find the solution that works best for you.




We are here to answer any questions you may have

-
Equity release allows homeowners over 55 to unlock tax-free cash from their property’s value without needing to sell their home.
-
The two primary options are downsizing (selling your property and moving to a smaller home) or using an equity release scheme, such as a lifetime mortgage.
-
Yes, equity release lets you remain in your home while accessing its value, ensuring you don’t have to move if you don’t want to.
-
You can use the funds for various purposes, including home improvements, helping family members, paying off debt, or supplementing your retirement income.
-
While equity release provides flexibility, the interest can compound over time, potentially reducing the value of the inheritance left to your family.

Learn more about our Client Experience.


-
Meet David and Linda
David and Linda, a retired couple in Surrey, wanted to access the equity tied up in their family home. Their children had moved out, and they were considering downsizing but weren’t sure if it was the right choice for them.
-
Why did David and Linda come to us?
They approached us to explore their options for accessing equity. They loved their current home and wanted to stay, but they also wanted to support their granddaughter’s university education with a financial gift.
-
What did we do to help?
We provided clear, personalised advice on both downsizing and equity release. After reviewing their financial situation and goals, we helped them secure a lifetime mortgage that allowed them to remain in their home while accessing a tax-free lump sum to help their granddaughter.
-
The outcome
With our guidance, David and Linda unlocked equity in their home without having to move. They were able to support their granddaughter’s education while continuing to enjoy the home they love. They now feel financially secure and happy with their decision.

Download our
Equity Release Guide
For many people in later life, their home is their biggest financial asset, but much of that wealth is tied up. Equity release can offer a way to unlock funds without needing to sell or move, whether you’re looking to support retirement, pay off debts or help family members. But as with any major financial decision, it’s important to weigh the benefits and potential risks carefully.
Our Equity Release Guide explains how lifetime mortgages work, who they’re suitable for, and how to avoid common pitfalls such as rising interest or impact on inheritance. It also explores alternatives and offers real-world examples to help you decide if this approach is right for you.
If you're considering equity release, this guide is an ideal place to start.

Explore our Industry Insights
Mortgage approvals rose to over 64,000 in June, signalling renewed buyer confidence. Here's what’s driving the recovery—and how you can take advantage.
New FCA rules introduced in July 2025 are making it easier for homeowners to remortgage. Here’s what’s changed and how to take advantage of the improved flexibility.
Earning bonuses or commission? Many lenders will consider them as part of your income, if you know how to present the right paperwork. Here’s how to maximise your mortgage options.
Just started a new job? You may still be eligible for a mortgage. Learn how lenders assess new employment and what you need to apply successfully.
Mortgage options for contractors are improving, but the market remains uneven. Here’s how professionals on non-traditional incomes can secure the right deal.
Lenders have tightened affordability checks in 2025. Learn what they’re looking for and how to boost your chances of getting approved for a mortgage.
The government’s 95% mortgage guarantee scheme ended on 30 June. Here’s what first-time buyers need to know about what’s changed and what options are still available.
The UK's millionaire exodus is reshaping the property and mortgage market, creating both challenges and opportunities for investors and financial professionals.
Helping your child buy a home is a generous move, but it must be done carefully. Here are the safest ways to provide support without putting your own finances at risk.
From Barking to Walthamstow, some London boroughs offer better value and opportunity for first-time buyers. Here’s where to start your search.
Green mortgages offer better rates and incentives for energy-efficient homes. Find out how they work, who can qualify, and whether they could benefit your next move.
Interest-only mortgages can ease short-term costs, but repayment mortgages offer more long-term security. Here’s how to choose the right option for your circumstances.
Recent U.S. tariffs have significant implications for the UK mortgage and property markets, influencing interest rates, housing demand, and investment trends.
The UK Spring Statement 2025 introduces key fiscal policies affecting mortgages and the property market, including changes to interest rates, stamp duty, and housing supply initiatives.
With 95% mortgages at a five-year high, first-time buyers have more opportunities to enter the property market. Here’s how parents and grandparents can support their loved ones in securing a home.
Selling your home is a significant financial decision, and making the wrong move can cost you thousands. Here are five costly mistakes to avoid when putting your property on the market.
Worried about upcoming EPC regulations? Learn how to navigate these changes for landlords and discover why improving your property’s energy efficiency could be effective for your investment.
Learn how property taxes could affect your ability to buy a home, influence your buy-to-let investment decisions, and how they might change the future of the housing market.
The UK housing market showed signs of growth in 2024. However, the landscape may be set to evolve with an upcoming Stamp Duty change…
Learn about four key factors to consider when thinking about overpaying on your mortgage, from reduced interest and shorter terms to alternate options for your money…
While some people might enjoy spending this time at home relaxing and preparing for Christmas, others dream of visiting exciting new areas of the world…
In November, the Bank of England (BoE) reduced the base rate for the second time in three months. However, you may be surprised to learn that, while the base rate is falling, the cost of mortgages has actually risen in recent weeks…
This autumn, Halifax reported that UK house prices had hit a record high – surpassing the post-Covid “race for space” of mid-2022. The average property price has reached a record high…
As property prices in the UK continue to hit record highs, it’s perhaps no surprise that more and more first-time buyers are seeking help from relatives. Indeed, the most recent research from…
On 30 October 2024, Rachel Reeves delivered Labour’s first Budget in 14 years. Reeves announced several measures that will likely affect the UK mortgage and property market…
If you’re selling a property, deciding the price is likely to be one of the trickiest decisions you will make. If you market your home at too high a price, you might not generate any interest or sell it...
Vendors have returned from their summer break motivated to sell, while many buyers want to wrap up their purchase and be in their new home in time for the festive celebrations...
If you own a second property or a buy-to-let, or you’re a portfolio landlord, reforms to Capital Gains Tax could significantly increase your tax liability. Read on to find out more...
According to the BBC, the “slightly bizarre” choice of London streets was based on a flying visit to the capital by one of the firm’s employees back in the mid-1930s. But what would the Monopoly board – and the game – look like if it were invented today?
In recent years you won’t have failed to notice a sharp increase in the cost of many goods and services. Whether it’s eating out, your energy bill or your weekly shop, prices have risen significantly...

Get in Touch
Ready to explore your equity release options? If you’re considering downsizing or unlocking the value of your home, we’re here to help. Contact us today for a free consultation, and let’s find the right solution for you together.