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Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
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Should you choose a fixed or tracker mortgage rate? Here are the pros and cons
Fixed-rate deals might provide you with certainty, but could a tracker deal help you to keep your costs down during the cost of living crisis?
![First-time buyers pay more than £40,000 for a home than before the pandemic](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/218ffef9-90ec-4162-86f9-77d607cbd530/Altura+Blog+Images+%2866%29.png)
First-time buyers pay more than £40,000 for a home than before the pandemic
If you, or a loved one, is planning to buy their first home, they can expect to pay £40,000 more for a property than they did before the pandemic...
![Could a 50-year mortgage help you to buy a home?](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/0ce00707-eb79-4944-b8f0-23a7cd8ddf82/Altura+Blog+Images+%2870%29.png)
Could a 50-year mortgage help you to buy a home?
Could a 50-year mortgage that passes through the generations help more first-time buyers onto the property ladder? Read on to find out how the scheme could work...
![3 valuable benefits of working with a broker when interest rates are rising](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/6e8686b5-a2f3-458c-b447-ef60e7031039/Altura+Blog+Images+%2869%29.png)
3 valuable benefits of working with a broker when interest rates are rising
Read on to find out more about why your next mortgage is likely to cost you more, and three ways working with a broker can help you when rates are rising...
![5 practical tips that will boost your credit rating and help you to get the mortgage you need](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/5d086a6e-da57-4baa-8134-6d5ce33e54d8/Altura+Blog+Images+%2877%29.png)
5 practical tips that will boost your credit rating and help you to get the mortgage you need
If you’ve ever applied for a mortgage, a credit card, or a loan, it’s likely that you will have been subject to a credit check. Your credit rating is particularly important when you come to buy a home...
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How our guide for first-time buyers could help you secure your first home in London
You may be surprised to learn that many people successfully bought their first home in 2020 and 2021, despite the challenging circumstances. Here are some of the key factors that may have...
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3 reasons you should work with a mortgage broker as rates start to rise
As rises in the cost of living increase, most commentators expect the BoE to respond by raising the base rate. Read on to find out what’s likely to happen, and how working with a broker can add...
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Need a high income multiple? Here’s the advantage of working with an expert
One of the first questions you’re likely to have when looking for a mortgage is: “how much can I borrow?” Read on to find out how we can help you to find a lender who will agree the size of...
![5 things you need to know if you’re a first-time buyer](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/6e147f1c-b483-41d7-a375-3e33fe247d5f/Altura+Blog+Images+%2896%29.png)
5 things you need to know if you’re a first-time buyer
Buying your first home is a huge decision and a milestone you may have been looking forward to for years. So, as it’s likely to be the biggest financial commitment you ever make, it’s important to...
![3 practical ways we can help you agree a cheap mortgage deal](https://images.squarespace-cdn.com/content/v1/66acb2f91233c35faf465049/ec244280-dfd0-4b3d-b594-11ffde2fb3eb/Altura+Blog+Images+%2899%29.png)
3 practical ways we can help you agree a cheap mortgage deal
In recent weeks, you’ve read about the mortgage price war that has seen many lenders reduce the cost of borrowing to below 1%. However, one of the issues with these ultra-low rates is that...