Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
As mortgage rates fall below 1%, why now is the perfect time to save money
Lenders including HSBC, Nationwide, and TSB have even started to offer deals at rates below 1%. Read on for details of these exceptionally low rates, and why now is a great time to review...
Guide: 10 simple but effective ways to create a better you
Our latest guide explores some practical steps you can take to improve your overall wellbeing now and in the future.
Could a “green” mortgage help you to save money and the environment?
Now, there’s even a choice of “green mortgages” that reward you if you own an environmentally sustainable home, or you’re looking to reduce the carbon footprint of your property. So, is a green mortgage right for you?
Self-employed mortgages and Covid – how the pandemic is affecting you if you work for yourself
If you’re self-employed, getting a mortgage without the right advice can be a challenge. After a year of disrupted income, it’s getting tougher for business owners and freelancers to obtain the finance they need...
5 proven ways to make yourself a more attractive buyer when you’re buying a house
While buying a new home is an exciting time, it can sometimes be a stressful experience. Fortunately, you may have more power as a buyer than you think. In fact, there are plenty of things you can do...
Need a large mortgage? Why paying a higher fee could end up saving you money
When it comes to getting a large mortgage, it’s important that you get it right. Choosing the wrong fixed-, tracker- or variable-rate deal can result in you paying significantly more than you need to...
IR35 changes and mortgages – what do the new rules mean for you?
In a move that will affect both individuals and the firms who hire them, many self-employed workers will have to pay tax differently – and that could have a knock-on effect on your mortgage...
EU nationals and mortgages post Brexit – what you need to know about proving your residency status
EU residents looking to remain in the UK have to apply to the EU Settlement Scheme. Those who apply successfully will be able to continue living and working in the UK after 30 June 2021.
Relief for savers as “tax day” sees government announce no significant tax reforms
Dubbed “tax day”, these announcements came later than usual this year. However, there’s great news for savers as most of the anticipated reforms were ignored. Here’s what “tax day” means for you...
Should homeowners, not buyers, pay property taxes? Here’s what reform could look like
So, is it time to reform property taxes? In a new policy paper published in February 2021, a former economic adviser to Boris Johnson argued that Stamp Duty on housing transactions “is a bad tax” and should be abolished...