Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
Why Stamp Duty changes could spark volatility in the 2025 mortgage market
The UK housing market showed signs of growth in 2024. However, the landscape may be set to evolve with an upcoming Stamp Duty change…
Is it worth overpaying on your mortgage this year? 4 important factors to consider
Learn about four key factors to consider when thinking about overpaying on your mortgage, from reduced interest and shorter terms to alternate options for your money…
Why your estate agent should put your offer forward – whoever your broker is
If you contact an agent and make an offer for a property, you want to know that your bid has been passed on to the vendor. So, what if you found out that the agent hadn’t shared your offer because...
5 clever reasons to avoid TikTok for mortgage advice
Whether you’re looking for reading inspiration or tips on flower arranging, TikTok will have channels you can follow. So, it’s perhaps no surprise that there has been a rise in content providers...
3 practical ways the “Bank of Family” can help a first-time buyer
“Gifting a deposit is an incredibly kind and generous thing for those who can afford it, but it shouldn’t be a necessary part of the home buying process.” Here are three practical ways...
The 100% mortgage returns – but is it the right choice for you?
To help renters to get onto the housing ladder, Skipton Building Society has launched the first 100% mortgage since the 2008 financial collapse. In simple terms, this enables renters to buy...
5 useful tips to improve your credit rating if you need a new mortgage
When you apply for a mortgage, one of the first steps a lender will take is to check your credit file. They will then use this information as part of their underwriting process to decide whether to offer you a mortgage...
5 practical tips to be proactive if you need a new mortgage in 2023
If you’ve had your current mortgage for more than a year or so – or you’re new to the mortgage market – you’re likely to find that things have changed significantly in recent months...
What will happen to house prices in 2023?
Last year, you read the forecasts for house prices in 2022, with most experts correctly suggesting modest growth over the 12-month period. However, against the backdrop of rising interest...
Should you choose a fixed or tracker mortgage rate? Here are the pros and cons
Fixed-rate deals might provide you with certainty, but could a tracker deal help you to keep your costs down during the cost of living crisis?