Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
Could a “green” mortgage help you to save money and the environment?
Now, there’s even a choice of “green mortgages” that reward you if you own an environmentally sustainable home, or you’re looking to reduce the carbon footprint of your property. So, is a green mortgage right for you?
Self-employed mortgages and Covid – how the pandemic is affecting you if you work for yourself
If you’re self-employed, getting a mortgage without the right advice can be a challenge. After a year of disrupted income, it’s getting tougher for business owners and freelancers to obtain the finance they need...
5 proven ways to make yourself a more attractive buyer when you’re buying a house
While buying a new home is an exciting time, it can sometimes be a stressful experience. Fortunately, you may have more power as a buyer than you think. In fact, there are plenty of things you can do...
Need a large mortgage? Why paying a higher fee could end up saving you money
When it comes to getting a large mortgage, it’s important that you get it right. Choosing the wrong fixed-, tracker- or variable-rate deal can result in you paying significantly more than you need to...
IR35 changes and mortgages – what do the new rules mean for you?
In a move that will affect both individuals and the firms who hire them, many self-employed workers will have to pay tax differently – and that could have a knock-on effect on your mortgage...
EU nationals and mortgages post Brexit – what you need to know about proving your residency status
EU residents looking to remain in the UK have to apply to the EU Settlement Scheme. Those who apply successfully will be able to continue living and working in the UK after 30 June 2021.
Relief for savers as “tax day” sees government announce no significant tax reforms
Dubbed “tax day”, these announcements came later than usual this year. However, there’s great news for savers as most of the anticipated reforms were ignored. Here’s what “tax day” means for you...
Should homeowners, not buyers, pay property taxes? Here’s what reform could look like
So, is it time to reform property taxes? In a new policy paper published in February 2021, a former economic adviser to Boris Johnson argued that Stamp Duty on housing transactions “is a bad tax” and should be abolished...
Here is a great way for first-time buyers to get onto the property ladder
We’ve recently looked at the challenges facing first-time buyers as a result of rising house prices and property taxes. Considering the barriers first-time buyers face, it’s perhaps no surprise...
Your 2021 Budget summary
On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The chancellor noted...