Articles
Here, you'll find a wealth of informative content designed to empower your mortgage journey. Explore expert insights, industry trends, and practical tips to help you make informed decisions every step of the way.
3 practical ways we can help you agree a cheap mortgage deal
In recent weeks, you’ve read about the mortgage price war that has seen many lenders reduce the cost of borrowing to below 1%. However, one of the issues with these ultra-low rates is that...
56% of self-employed say mortgage lenders aren’t doing enough to help – why you need to speak to an expert
One of the main issues that many business owners face is how they can prove their income to a lender. Without the right advice, finding a lender who will agree the amount you need can be tricky...
£29 billion of mortgage deals coming to an end this October – why now’s the time to switch and save
If your mortgage deal is coming to an end in the next few months, you’re not alone. Allowing your deal to expire without acting can cost you thousands of pounds a year in additional interest, so...
Need a foreign national mortgage? Here’s everything you need to know
Whatever the reason for arriving in the UK, it’s likely that you will want to buy a property here. However, one of the challenges you may face is that mortgage lenders have a myriad...
As mortgage rates fall below 1%, why now is the perfect time to save money
Lenders including HSBC, Nationwide, and TSB have even started to offer deals at rates below 1%. Read on for details of these exceptionally low rates, and why now is a great time to review...
Could a “green” mortgage help you to save money and the environment?
Now, there’s even a choice of “green mortgages” that reward you if you own an environmentally sustainable home, or you’re looking to reduce the carbon footprint of your property. So, is a green mortgage right for you?
Self-employed mortgages and Covid – how the pandemic is affecting you if you work for yourself
If you’re self-employed, getting a mortgage without the right advice can be a challenge. After a year of disrupted income, it’s getting tougher for business owners and freelancers to obtain the finance they need...
5 proven ways to make yourself a more attractive buyer when you’re buying a house
While buying a new home is an exciting time, it can sometimes be a stressful experience. Fortunately, you may have more power as a buyer than you think. In fact, there are plenty of things you can do...
Need a large mortgage? Why paying a higher fee could end up saving you money
When it comes to getting a large mortgage, it’s important that you get it right. Choosing the wrong fixed-, tracker- or variable-rate deal can result in you paying significantly more than you need to...
IR35 changes and mortgages – what do the new rules mean for you?
In a move that will affect both individuals and the firms who hire them, many self-employed workers will have to pay tax differently – and that could have a knock-on effect on your mortgage...